Xbp Europe Holdings, Inc.

Consumer Discretionary
Business Services
www.xbpeurope.com

Earnings Score
Safety Score

Market Cap $35.60M
Debt $36.98M
Cash $7.77M
EV $64.80M
FCF -$15.63M

Earnings

loading chart...

Sales & Net Margins

loading chart...

Earnings	$277.58K
EBIT	-$1.80M
ROA	-2%
FCF	-$15.63M
Equity	-$20.76M
Growth Stability	1
PE	128.24
PEG	-13.43
PB	-1.71
P/FCF	-2.28
Price/Cash	0.22
Debt/Equity	-1.78
Debt/FCF	-2.37
Earnings CAGR	-10%
Earnings Stability	-0.8
Earnings Growth YoY	-85%
Earnings Growth QoQ	-41%

Earnings CAGR 5Y	-10%
Market Cap	$35.60M
Assets	$99.65M
Total Debt	$36.98M
Cash	$7.77M
Shares Outstanding	30.17M
EV	64.8M
Earnings Score	6%
Safety Score	38%
Working Capital	-27M
Current Ratio	0.64
Gross Profit	$36.42M
Shares Growth 3y	23%
Equity Growth QoQ	13%
Equity Growth YoY	-37%

Assets & ROA

loading chart...

Stockholders Equity & ROE

loading chart...

XBP Europe combines expertise, hardware and software to deliver optimal solutions. Enterprises, SMBs and public sector organisations can rethink their bills and payments processes - with a little help from us. Take a look at our solution suites.

SEC Filings

Direct access to Xbp Europe Holdings, Inc. (XBP) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

2024
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2023
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2022
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31

Sector Comparison

How does Xbp Europe Holdings, Inc. compare to its competitors?

Loading chart...

Peter Lynch's Chart

This chart shows the current pricing of Xbp Europe Holdings, Inc. compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR -10%

Stability -80%

loading chart...

Xbp Europe Holdings, Inc. Discounted Cash Flow

Fully customizable DCF calculator online for Xbp Europe Holdings, Inc..

Years

Calculation mode

= -$156M

	0	1	2	3	4	5	6	7	8	9	10	TV
fcf	-$16M	-$16M	-$16M	-$16M	-$16M	-$16M	-$16M	-$16M	-$16M	-$16M	-$16M	-$156M
DCF		-$14M	-$13M	-$12M	-$11M	-$9.7M	-$8.8M	-$8M	-$7.3M	-$6.6M	-$6M	-$60M
Value	-$156M

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years	12/2021	12/2022	12/2023	TTM
Net Margins	-	-	-	-
ROA	-1%	11%	-4%	-2%
ROE	18%	-21%	88%	-

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years	12/2021	12/2022	12/2023	TTM
Debt over FCF	-	-	-7.76	-2.37
Debt over Equity	-	-4.48	-2.39	-1.78
Growth Stability	-	-	-	1

Good Debt/FCF ratio (-2.37)

Net Margins are high enough to offer a good protection on the profits in case of higher costs or higher interests. Furthermore higher margins reduce earnings’ volatility.

Good Debt/Equity ratio (-1.78)

The company is not overleveraged and has a good balance between equity and debt.

Good Graham’s Stability (1)

The company has a good stability in its earnings, which is a sign of a good competitive advantage.

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years	12/2021	12/2022	12/2023	CAGR 5Y
Revenue YoY growth	-	-	-	-
Earnings YoY growth	-	-240%	-562%	-10%
Equity YoY growth	-	24%	8%	-
FCF YoY growth	-	-	-210%	-