William Penn Bancorporation

  • Earnings Score
  • Market Cap $105.77M
  • PE -3305
  • Debt $NaN
  • Cash $26.51M
  • EV $NaN
  • FCF -$226.00K

Earnings

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Sales & Net Margins

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Earnings-$32.00K
EBIT-$591.00K
ROE-0%
ROA-0%
FCF-$226.00K
Equity$128.25M
Growth Stability5%
PE-3.31K
PEG122.43
PB0.82
P/FCF-468
Price/Cash0.25
Earnings CAGR-26%
FCF CAGR-19%
Equity CAGR10%
Earnings Stability-0.5
Earnings Growth YoY-112%
Earnings Growth QoQ-87%
Earnings CAGR 5Y-27%
FCF CAGR 5Y-22%
Equity CAGR 5Y8%
FCF CAGR 3Y-53%
Equity CAGR 3Y-20%
Market Cap$105.77M
Dividend Yield1%
Payout Ratio-3K%
Assets$812.23M
Cash$26.51M
Shares Outstanding8.21M
Earnings Score6%
Shares Growth 3y-21%
Equity Growth QoQ3%
Equity Growth YoY-6%

Assets & ROA

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Stockholders Equity & ROE

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William Penn Bancorporation operates as an independent community financial services provider. The bank offers traditional banking and related financial services to individual, business, and government customers. Through its branch and automated teller machine network, the bank offers a full array of commercial and retail financial services, including; the taking of time, savings, and demand deposits; the making of the commercial, consumer, and mortgage loans; and the providing of other financial services.

SEC Filings

Direct access to William Penn Bancorporation (WMPN) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

  • 2024
    • 10-Q Sep 30
    • 10-K Jun 30
    • 10-Q Mar 31
  • 2023
    • 10-Q Dec 31
    • 10-Q Sep 30
    • 10-K Jun 30
    • 10-Q Mar 31
  • 2022
    • 10-Q Dec 31
    • 10-Q Sep 30
    • 10-K Jun 30
    • 10-Q Mar 31

Sector Comparison

How does William Penn Bancorporation compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of William Penn Bancorporation compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR -26%
Stability -50%
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William Penn Bancorporation Discounted Cash Flow

Fully customizable DCF calculator online for William Penn Bancorporation.

= -$716K
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fcf-$226K-$184K-$149K-$121K-$98K-$80K-$65K-$53K-$43K-$35K-$28K-$282K
DCF-$167K-$123K-$91K-$67K-$50K-$37K-$27K-$20K-$15K-$11K-$109K
Value-$716K

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years06/202006/202106/202206/202306/2024TTM
Net Margins------
ROA-1%1%0%-0%-0%
ROE-2%2%2%0%-0%

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years06/202006/202106/202206/202306/2024TTM
Debt over FCF------
Debt over Equity------
Growth Stability---90%5%5%

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years06/202006/202106/202206/202306/2024CAGR 5Y
Revenue YoY growth------
Earnings YoY growth-185%12%-34%-94%-27%
Equity YoY growth-125%-11%-16%-22%8%
FCF YoY growth--31%-449%18%-96%-22%