Verisk Analytics, Inc.

Technology
EDP Services
www.verisk.com

Earnings Score
Safety Score

Market Cap $40.59B
PE 44
Debt $3.58B
Cash $458.00M
EV $43.71B
FCF $916.20M

Earnings

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Sales & Net Margins

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Earnings	$921.00M
EBIT	$1.20B
ROE	302%
ROA	26%
FCF	$916.20M
Equity	$304.70M
Growth Stability	77%
PE	44.07
PEG	6.22
PB	133.21
P/FCF	44.3
P/S	14.38
Price/Cash	0.01
Debt/Equity	11.75
Debt/FCF	3.91
Net Margins	35%
Gross Margins	68%
Op. Margins	43%
Earnings CAGR	8%
Sales Growth YoY	7%
Sales Growth QoQ	1%
Sales CAGR	8%
FCF CAGR	10%
Equity CAGR	-6%
Earnings Stability	0.28
Earnings Growth YoY	17%
Earnings Growth QoQ	-29%

Earnings CAGR 5Y	7%
Sales CAGR 5Y	-1%
FCF CAGR 5Y	2%
Equity CAGR 5Y	-44%
Earnings CAGR 3Y	-4%
Sales CAGR 3Y	-4%
FCF CAGR 3Y	4%
Equity CAGR 3Y	-61%
Market Cap	$40.59B
Revenue	$2.82B
Dividend Yield	1%
Payout Ratio	23%
Assets	$4.56B
Total Debt	$3.58B
Cash	$458.00M
Shares Outstanding	141.4M
EV	43.71B
Earnings Score	13%
Safety Score	69%
Working Capital	-242.5M
Current Ratio	0.82
Gross Profit	$1.93B
Shares Growth 3y	22%
Equity Growth QoQ	-30%
Equity Growth YoY	-23%

Assets & ROA

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Stockholders Equity & ROE

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Verisk Analytics Inc is a data analytics provider offering decision support and risk-management solutions to the financial industry. The company's predictive analytics are used in rating applications, underwriting, claims, catastrophe and weather risk assessment, global risk assessment, natural resources intelligence, economic forecasting, and other related fields. Most of Verisk's revenue is based on long-term contracts and subscriptions. The largest end market is the risk assessment sector. Verisk's clients are located primarily in the United States.

SEC Filings

Direct access to Verisk Analytics, Inc. (VRSK) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

2024
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2023
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2022
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31

Sector Comparison

How does Verisk Analytics, Inc. compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of Verisk Analytics, Inc. compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR 8%

Stability 28%

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Verisk Analytics, Inc. Discounted Cash Flow

Fully customizable DCF calculator online for Verisk Analytics, Inc..

Years

Calculation mode

= $18B

	0	1	2	3	4	5	6	7	8	9	10	TV
fcf	$916M	$1B	$1.1B	$1.2B	$1.3B	$1.4B	$1.6B	$1.7B	$1.9B	$2.1B	$2.3B	$23B
DCF		$913M	$910M	$906M	$903M	$900M	$896M	$893M	$890M	$887M	$884M	$8.8B
Value	$18B

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years	12/2014	05/2015	12/2015	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	TTM
Net Margins	23%	-	25%	30%	26%	25%	17%	26%	22%	38%	23%	35%
ROA	-	-	15%	17%	13%	14%	10%	14%	13%	20%	26%	26%
ROE	-	-	37%	44%	29%	29%	20%	26%	23%	54%	191%	302%

Good Net Margins (34.82%)

Net Margins are high enough to offer a good protection on the profits in case of higher costs or higher interests. Furthermore higher margins reduce earnings’ volatility.

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years	12/2014	05/2015	12/2015	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	TTM
Debt over FCF	-	-	8.86	6.47	6.71	4.86	4.94	4.55	4.84	6.55	3.49	3.91
Debt over Equity	8.42	-	2.95	1.89	1.95	1.65	1.62	1.39	1.51	2.91	9	11.75
Growth Stability	-	-	-	100%	100%	100%	77%	100%	100%	100%	79%	77%

Neutral Debt/FCF ratio (3.91)

Net Margins are at a level that is not too high nor too low. They are not a competitive advantage but they are not a competitive disadvantage either.

Bad Debt/Equity ratio (11.75)

The company is overleveraged and has a bad balance between equity and debt.

Bad Graham’s Stability (77%)

The company has a bad stability in its earnings, which is a sign of a bad competitive advantage.

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years	12/2014	05/2015	12/2015	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	CAGR 5Y
Revenue YoY growth	-	-	-	-4%	8%	12%	9%	7%	8%	-17%	7%	-1%
Earnings YoY growth	-	-	-	16%	-6%	8%	-25%	58%	-7%	43%	-36%	7%
Equity YoY growth	-	-	-	-3%	45%	8%	9%	19%	5%	-38%	-82%	-44%
FCF YoY growth	-	-	-	-15%	44%	26%	5%	11%	8%	-12%	6%	2%