Paycor Hcm, Inc.

Technology
Computer Software: Prepackaged Software
www.paycor.com

Moat Score
Safety Score

Market Cap $3.98B
PE -186
Debt $0.00
Cash $1.12B
EV $2.86B
FCF $115.56M

Earnings

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Sales & Net Margins

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Earnings	-$21.43M
EBIT	-$18.79M
ROE	-2%
ROA	-1%
FCF	$115.56M
Equity	$1.31B
Growth Stability	1
PE	-185.69
PB	3.04
P/FCF	34.43
P/S	5.69
Price/Cash	0.28
Debt/Equity	0
Debt/FCF	0
Net Margins	-3%
Gross Margins	66%
Op. Margins	-3%
Sales Growth YoY	13%
Sales Growth QoQ	8%
Sales CAGR	19%
FCF CAGR	47%
Equity CAGR	21%
Earnings Growth YoY	-92%
Earnings Growth QoQ	-72%

Sales CAGR 5Y	20%
FCF CAGR 5Y	55%
Equity CAGR 5Y	8%
Earnings CAGR 3Y	22%
Sales CAGR 3Y	22%
FCF CAGR 3Y	124%
Equity CAGR 3Y	0%
Market Cap	$3.98B
Revenue	$699.73M
Assets	$2.83B
Total Debt	$0.00
Cash	$1.12B
Shares Outstanding	179.16M
EV	2.86B
Moat Score	14%
Safety Score	98%
Working Capital	174.6M
Current Ratio	1.12
Gross Profit	$461.60M
Shares Growth 3y	1%
Equity Growth QoQ	1%
Equity Growth YoY	3%

Assets & ROA

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Stockholders Equity & ROE

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Paycor HCM Inc is a Software-as-a-Service provider of human capital management solutions for small and medium-sized businesses. Its suite of solutions enables organizations to streamline HCM and payroll workflows and achieve regulatory compliance while serving as the single, secure system of record for all employee data.

SEC Filings

Direct access to Paycor Hcm, Inc. (PYCR) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

2024
- 10-Q Dec 31
- 10-Q Sep 30
- 10-K Jun 30
- 10-Q Mar 31
2023
- 10-Q Dec 31
- 10-Q Sep 30
- 10-K Jun 30
- 10-Q Mar 31
2022
- 10-Q Dec 31
- 10-Q Sep 30
- 10-K Jun 30
- 10-Q Mar 31

Sector Comparison

How does Paycor Hcm, Inc. compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of Paycor Hcm, Inc. compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

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Paycor Hcm, Inc. Discounted Cash Flow

Fully customizable DCF calculator online for Paycor Hcm, Inc..

Years

Calculation mode

= $30B

	0	1	2	3	4	5	6	7	8	9	10	TV
fcf	$116M	$170M	$251M	$370M	$545M	$804M	$1.2B	$1.7B	$2.6B	$3.8B	$5.6B	$56B
DCF		$155M	$207M	$278M	$373M	$499M	$669M	$896M	$1.2B	$1.6B	$2.2B	$22B
Value	$30B

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years	06/2020	06/2021	06/2022	06/2023	06/2024	TTM
Net Margins	-28%	-27%	-28%	-17%	-9%	-3%
ROA	-	-4%	-4%	-4%	-2%	-1%
ROE	-	-11%	-9%	-7%	-5%	-2%

Bad Net Margins (-2.68%)

Net Margins are too low to guarantee profitability in case of higher costs or higher interest rates. Furthermore lower margins cause higher earnings’ volatility.

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years	06/2020	06/2021	06/2022	06/2023	06/2024	TTM
Debt over FCF	-	6.6	0	0	0	0
Debt over Equity	0.02	0.06	0	0	0	0
Growth Stability	-	-	-	-	-	1

Good Debt/FCF ratio (0)

Net Margins are high enough to offer a good protection on the profits in case of higher costs or higher interests. Furthermore higher margins reduce earnings’ volatility.

Good Debt/Equity ratio (0)

The company is not overleveraged and has a good balance between equity and debt.

Good Graham’s Stability (1)

The company has a good stability in its earnings, which is a sign of a good competitive advantage.

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years	06/2020	06/2021	06/2022	06/2023	06/2024	CAGR 5Y
Revenue YoY growth	-	8%	22%	29%	19%	20%
Earnings YoY growth	-	7%	23%	-22%	-37%	-
Equity YoY growth	-	-8%	46%	-1%	1%	8%
FCF YoY growth	-	-196%	201%	93%	101%	55%