Priority Technology Holdings, Inc.

Consumer Discretionary
Business Services
www.prth.com

Earnings Score
Safety Score

Market Cap $740.86M
Debt $841.26M
Cash $918.06M
EV $664.07M
FCF $47.40M

Earnings

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Sales & Net Margins

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Earnings	-$32.79M
EBIT	$121.74M
ROA	7%
FCF	$47.40M
Equity	-$163.95M
Growth Stability	1
PE	-22.59
PEG	190.13
PB	-4.52
P/FCF	15.63
P/S	0.87
Price/Cash	1.24
Debt/Equity	-5.13
Debt/FCF	17.75
Net Margins	-3%
Gross Margins	37%
Op. Margins	14%
Earnings CAGR	-0%
Sales Growth YoY	20%
Sales Growth QoQ	3%
Sales CAGR	12%
FCF CAGR	14%
Equity CAGR	1%
Earnings Stability	-0.04
Earnings Growth YoY	-145%

Earnings Growth QoQ	-131%
Earnings CAGR 5Y	-0%
Sales CAGR 5Y	23%
FCF CAGR 5Y	19%
Earnings CAGR 3Y	18%
Sales CAGR 3Y	18%
FCF CAGR 3Y	9%
Market Cap	$740.86M
Revenue	$851.91M
Dividend Yield	4%
Payout Ratio	-88%
Assets	$1.76B
Total Debt	$841.26M
Cash	$918.06M
Shares Outstanding	77.09M
EV	664.07M
Earnings Score	6%
Safety Score	49%
Working Capital	37.7M
Current Ratio	1.04
Gross Profit	$317.05M
Shares Growth 3y	1%
Equity Growth QoQ	-4%
Equity Growth YoY	22%

Assets & ROA

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Stockholders Equity & ROE

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Priority Technology Holdings Inc is a provider of merchant acquiring and commercial payment solutions to small and medium businesses enterprises in the United States. The company has three reportable segments namely Consumer Payments segment represents merchant card fee revenues, which are based on the electronic transaction processing of credit, debit, and electronic benefit transaction card processing authorized. It's Commercial Payments and Managed Services segment provides business-to-business automated payment processing services to buyers and suppliers, including virtual payments, purchase cards, electronic funds transfers, and check payments and the Integrated Partners segment.

SEC Filings

Direct access to Priority Technology Holdings, Inc. (PRTH) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

2024
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2023
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2022
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31

Sector Comparison

How does Priority Technology Holdings, Inc. compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of Priority Technology Holdings, Inc. compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR -0%

Stability -4%

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Priority Technology Holdings, Inc. Discounted Cash Flow

Fully customizable DCF calculator online for Priority Technology Holdings, Inc..

Years

Calculation mode

= $1.3B

	0	1	2	3	4	5	6	7	8	9	10	TV
fcf	$47M	$54M	$62M	$71M	$81M	$93M	$106M	$121M	$138M	$158M	$181M	$1.8B
DCF		$49M	$51M	$53M	$55M	$57M	$60M	$62M	$64M	$67M	$70M	$696M
Value	$1.3B

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	TTM
Net Margins	-0%	-0%	-4%	-9%	6%	-5%	-6%	-6%	-3%
ROA	-	64%	5%	2%	30%	2%	4%	5%	7%
ROE	-0%	-9%	21%	28%	-26%	38%	38%	34%	-

Bad Net Margins (-3.09%)

Net Margins are too low to guarantee profitability in case of higher costs or higher interest rates. Furthermore lower margins cause higher earnings’ volatility.

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	TTM
Debt over FCF	-	-42.79	20.01	17.68	10.14	-1.87K	12.19	11.02	17.75
Debt over Equity	0	58.14	-4.87	-4.14	-4.07	-9.93	-6.12	-4.53	-5.13
Growth Stability	-	-	-	-	-	-	-	-	1

Bad Debt/FCF ratio (17.75)

Net Margins are too low to guarantee profitability in case of higher costs or higher interest rates. Furthermore lower margins cause higher earnings’ volatility.

Good Debt/Equity ratio (-5.13)

The company is not overleveraged and has a good balance between equity and debt.

Good Graham’s Stability (1)

The company has a good stability in its earnings, which is a sign of a good competitive advantage.

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	CAGR 5Y
Revenue YoY growth	-	24%	-0%	-12%	9%	27%	29%	14%	23%
Earnings YoY growth	-	302%	4K%	88%	-176%	-196%	58%	26%	-0%
Equity YoY growth	-	-95%	-2K%	41%	-18%	-35%	60%	42%	-
FCF YoY growth	-	60%	-406%	36%	40%	-101%	-15K%	16%	19%