Nerdwallet, Inc.

  • Moat Score
  • Market Cap $1.17B
  • PE -112
  • Debt $NaN
  • Cash $71.70M
  • EV $NaN
  • FCF $90.90M

Earnings

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Sales & Net Margins

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Earnings-$10.50M
EBIT$9.60M
ROE-3%
ROA2%
FCF$90.90M
Equity$322.40M
Growth Stability1
PE-111.54
PB3.63
P/FCF12.88
P/S1.84
Price/Cash0.06
Net Margins-2%
Gross Margins90%
Op. Margins2%
Sales Growth YoY25%
Sales Growth QoQ27%
Sales CAGR23%
FCF CAGR202%
Equity CAGR99%
Earnings Growth YoY-120%
Earnings Growth QoQ-101%
Sales CAGR 5Y23%
FCF CAGR 5Y202%
Equity CAGR 5Y99%
Earnings CAGR 3Y19%
Sales CAGR 3Y19%
FCF CAGR 3Y236%
Equity CAGR 3Y14%
Market Cap$1.17B
Revenue$637.50M
Assets$402.40M
Cash$71.70M
Shares Outstanding74.03M
Moat Score19%
Working Capital127.2M
Current Ratio2.91
Shares Growth 3y10%
Equity Growth QoQ-15%
Equity Growth YoY-11%

Assets & ROA

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Stockholders Equity & ROE

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Nerdwallet Inc is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines.

SEC Filings

Direct access to Nerdwallet, Inc. (NRDS) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

  • 2024
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31
  • 2023
    • 10-K Dec 31
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31
  • 2022
    • 10-K Dec 31
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31

Sector Comparison

How does Nerdwallet, Inc. compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of Nerdwallet, Inc. compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

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Nerdwallet, Inc. Discounted Cash Flow

Fully customizable DCF calculator online for Nerdwallet, Inc..

= $25T
012345678910TV
fcf$91M$274M$828M$2.5B$7.5B$23B$69B$207B$625B$1.9T$5.7T$57T
DCF$249M$684M$1.9B$5.1B$14B$39B$106B$292B$800B$2.2T$22T
Value$25T

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years12/201912/202012/202112/202212/2023TTM
Net Margins11%2%-11%-2%-2%-2%
ROA---10%-4%2%2%
ROE---16%-3%-3%-3%

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years12/201912/202012/202112/202212/2023TTM
Debt over FCF--0---
Debt over Equity-0.370---
Growth Stability-----1

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years12/201912/202012/202112/202212/2023CAGR 5Y
Revenue YoY growth-7%55%42%11%23%
Earnings YoY growth--78%-902%-76%16%-
Equity YoY growth-934%211%33%7%99%
FCF YoY growth--54%-65%316%250%202%