Kinsale Capital Group, Inc.

  • Earnings Score
  • Moat Score
  • Safety Score
  • Final Score
  • Market Cap $12.13B
  • PE 30
  • Debt $184.05M
  • Cash $111.69M
  • EV $12.21B
  • FCF $960.59M

Earnings

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Sales & Net Margins

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Earnings$409.14M
EBIT$506.09M
ROE29%
ROA11%
FCF$960.59M
Equity$1.43B
Growth Stability100%
PE29.66
PEG0.59
PB8.46
P/FCF12.63
P/S7.95
Price/Cash0.01
Debt/Equity0.13
Debt/FCF0.19
Net Margins26%
Op. Margins33%
Earnings CAGR43%
Sales Growth YoY33%
Sales Growth QoQ9%
Sales CAGR37%
FCF CAGR42%
Equity CAGR30%
Earnings Stability0.96
Earnings Growth YoY50%
Earnings Growth QoQ23%
Earnings CAGR 5Y51%
Sales CAGR 5Y39%
FCF CAGR 5Y47%
Equity CAGR 5Y26%
Earnings CAGR 3Y40%
Sales CAGR 3Y40%
FCF CAGR 3Y39%
Equity CAGR 3Y35%
Market Cap$12.13B
Revenue$1.53B
Dividend Yield0%
Payout Ratio3%
Assets$4.73B
Total Debt$184.05M
Cash$111.69M
Shares Outstanding23.15M
EV12.21B
Earnings Score96%
Moat Score95%
Safety Score98%
Final Score96%
Shares Growth 3y1%
Equity Growth QoQ14%
Equity Growth YoY55%

Assets & ROA

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Stockholders Equity & ROE

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Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, a professional, and a public entity. The company operates in only one reportable segment that is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus lines liability and property insurance products through its underwriting divisions. The company generates revenues in the form of premiums and investment income.

SEC Filings

Direct access to Kinsale Capital Group, Inc. (KNSL) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

  • 2024
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31
  • 2023
    • 10-K Dec 31
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31
  • 2022
    • 10-K Dec 31
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31

Sector Comparison

How does Kinsale Capital Group, Inc. compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of Kinsale Capital Group, Inc. compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR 43%
Stability 96%
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Kinsale Capital Group, Inc. Discounted Cash Flow

Fully customizable DCF calculator online for Kinsale Capital Group, Inc..

= $171B
012345678910TV
fcf$961M$1.4B$1.9B$2.7B$3.9B$5.5B$7.8B$11B$16B$22B$31B$314B
DCF$1.2B$1.6B$2.1B$2.6B$3.4B$4.4B$5.7B$7.3B$9.4B$12B$121B
Value$171B

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years12/201412/201512/201612/201712/201812/201912/202012/202112/202212/2023TTM
Net Margins20%28%18%13%15%20%19%24%19%25%26%
ROA-6%6%6%5%7%6%9%7%10%11%
ROE-20%12%10%13%16%15%22%21%28%29%

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years12/201412/201512/201612/201712/201812/201912/202012/202112/202212/2023TTM
Debt over FCF-------0.110.360.220.19
Debt over Equity-------0.060.260.170.13
Growth Stability---100%100%100%100%100%100%100%100%

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years12/201412/201512/201612/201712/201812/201912/202012/202112/202212/2023CAGR 5Y
Revenue YoY growth-27%76%32%19%42%46%39%28%49%39%
Earnings YoY growth-72%17%-5%36%87%40%73%4%94%51%
Equity YoY growth-23%85%13%11%54%42%21%7%46%26%
FCF YoY growth--1%-7%6%33%55%56%62%37%55%47%