H&r Block Inc

  • Earnings Score
  • Safety Score
  • Market Cap $7.98B
  • Debt $1.49B
  • Cash $439.02M
  • EV $9.03B
  • FCF $657.77M

Earnings

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Sales & Net Margins

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Earnings$586.22M
EBIT$742.42M
ROA29%
FCF$657.77M
Equity-$368.07M
Growth Stability-2%
PE13.61
PEG3.51
PB-21.67
P/FCF12.13
P/S2.2
Price/Cash0.06
Debt/Equity-4.05
Debt/FCF2.27
Net Margins-89%
Gross Margins45%
Op. Margins21%
Earnings CAGR3%
Sales Growth YoY5%
Sales Growth QoQ-82%
Sales CAGR0%
FCF CAGR4%
Equity CAGR-4%
Earnings Stability0.1
Earnings Growth YoY6%
Earnings Growth QoQ-167%
Earnings CAGR 5Y4%
Sales CAGR 5Y38%
FCF CAGR 5Y-3%
Equity CAGR 5Y-4%
Earnings CAGR 3Y2%
Sales CAGR 3Y2%
FCF CAGR 3Y-10%
Equity CAGR 3Y-1%
Market Cap$7.98B
Revenue$3.62B
Dividend Yield2%
Payout Ratio32%
Assets$2.55B
Total Debt$1.49B
Cash$439.02M
Shares Outstanding139.15M
EV9.03B
Earnings Score7%
Safety Score37%
Working Capital-184.28M
Current Ratio0.77
Gross Profit$1.62B
Shares Growth 3y-8%
Equity Growth QoQ-506%
Equity Growth YoY7%

Assets & ROA

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Stockholders Equity & ROE

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H&R Block Inc provides income tax return preparation services, digital do-it-yourself tax solutions, and other services related to income tax preparation to the general public primarily in the United States, Canada, and Australia. The company mainly prepares tax returns for customers within the United States through its company-owned offices, franchise locations, and online tax software. The vast majority of H&R Block's offices are located in the U.S. The company derives most of its total revenue from the U.S. assisted tax preparation fees. Revenue from franchise and product royalties and digital do-it-yourself tax solutions is also relatively significant.

SEC Filings

Direct access to H&r Block Inc (HRB) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

  • 2024
    • 10-Q Sep 30
    • 10-K Jun 30
    • 10-Q Mar 31
  • 2023
    • 10-Q Dec 31
    • 10-Q Sep 30
    • 10-K Jun 30
    • 10-Q Mar 31
  • 2022
    • 10-Q Dec 31
    • 10-Q Sep 30
    • 10-K Jun 30
    • 10-Q Mar 31

Sector Comparison

How does H&r Block Inc compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of H&r Block Inc compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR 3%
Stability 10%
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H&r Block Inc Discounted Cash Flow

Fully customizable DCF calculator online for H&r Block Inc.

= $8.7B
012345678910TV
fcf$658M$685M$713M$743M$773M$805M$838M$873M$909M$946M$985M$9.9B
DCF$623M$589M$558M$528M$500M$473M$448M$424M$401M$380M$3.8B
Value$8.7B

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years04/201504/201604/201704/201804/201904/202004/202106/202206/202306/2024TTM
Net Margins15%12%13%19%14%-0%17%16%16%16%-89%
ROA---24%19%2%21%20%23%24%29%
ROE-2K%-672%156%78%-11%166%262%2K%657%-

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years04/201504/201604/201704/201804/201904/202004/202106/202206/202306/2024TTM
Debt over FCF-3.483.261.992.92151.952.61.991.982.272.27
Debt over Equity0.2865.08-24.73.82.7658.344.237.0346.4416.46-4.05
Growth Stability---100%91%-2%100%100%100%100%-2%

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years04/201504/201604/201704/201804/201904/202004/202106/202206/202306/2024CAGR 5Y
Revenue YoY growth--1%-0%4%-2%-15%29%1%0%4%38%
Earnings YoY growth--21%9%50%-31%-102%-8K%-5%0%8%4%
Equity YoY growth--99%-364%-747%38%-87%396%-40%-85%183%-4%
FCF YoY growth--14%7%63%-32%-95%2K%30%1%-13%-3%