Goldman Sachs Group Inc

  • Earnings Score
  • Moat Score
  • Safety Score
  • Market Cap $170.17B
  • PE 12
  • Debt $333.87B
  • Cash $167.41B
  • EV $336.63B
  • FCF -$24.50B

Earnings

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Sales & Net Margins

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Earnings$14.18B
EBIT$18.81B
ROE11%
ROA1%
FCF-$24.50B
Equity$124.30B
Growth Stability58%
PE12
PEG4.28
PB1.37
P/FCF-6.95
P/S3.13
Price/Cash0.98
Debt/Equity2.69
Debt/FCF-13.63
Net Margins30%
Op. Margins35%
Earnings CAGR10%
Sales Growth YoY6%
Sales Growth QoQ9%
Sales CAGR7%
FCF CAGR2%
Equity CAGR5%
Earnings Stability0.24
Earnings Growth YoY17%
Earnings Growth QoQ17%
Earnings CAGR 5Y3%
Sales CAGR 5Y1%
FCF CAGR 5Y-0%
Equity CAGR 5Y6%
Earnings CAGR 3Y3%
Sales CAGR 3Y3%
FCF CAGR 3Y1%
Equity CAGR 3Y2%
Market Cap$170.17B
Revenue$54.36B
Dividend Yield3%
Payout Ratio32%
Assets$1.77T
Total Debt$333.87B
Cash$167.41B
Shares Outstanding307.63M
EV336.63B
Earnings Score12%
Moat Score68%
Safety Score47%
Final Score42%
Shares Growth 3y-4%
Equity Growth QoQ2%
Equity Growth YoY5%

Assets & ROA

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Stockholders Equity & ROE

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The Goldman Sachs Group Inc is a leading global investment banking firm whose activities are organized into investment banking (20% of net revenue), global markets (45%), asset management (20%), and consumer and wealth management (15%) segments. Approximately 60% of the company's net revenue is generated in the Americas, 15% in Asia, and 25% in Europe, the Middle East, and Africa. In 2008, Goldman reorganized itself as a financial holding company regulated by the Federal Reserve System.

SEC Filings

Direct access to Goldman Sachs Group Inc (GS) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

  • 2025
    • 10-Q Mar 31
  • 2024
    • 10-K Dec 31
    • 10-Q Sep 30
    • 10-Q Jun 30

Sector Comparison

How does Goldman Sachs Group Inc compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of Goldman Sachs Group Inc compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR 10%
Stability 24%
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Goldman Sachs Group Inc Discounted Cash Flow

Fully customizable DCF calculator online for Goldman Sachs Group Inc.

= -$287B
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fcf-$24B-$25B-$26B-$26B-$27B-$28B-$28B-$29B-$29B-$30B-$31B-$309B
DCF-$23B-$21B-$20B-$18B-$17B-$16B-$15B-$14B-$13B-$12B-$119B
Value-$287B

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years12/201512/201612/201712/201812/201912/202012/202112/202212/202312/2024TTM
Net Margins16%23%11%27%22%20%36%23%17%25%30%
ROA-1%1%1%1%1%2%1%1%1%1%
ROE-8%4%11%9%9%19%9%7%11%11%

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years12/201512/201612/201712/201812/201912/202012/202112/202212/202312/2024TTM
Debt over FCF-54.59-10.8721.2816.56-13.29-80.3662.12-21.33-20.41-13.63
Debt over Equity2.82.272.772.932.832.782.742.632.722.562.69
Growth Stability---100%100%100%100%85%58%100%58%

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years12/201512/201612/201712/201812/201912/202012/202112/202212/202312/2024CAGR 5Y
Revenue YoY growth--9%5%14%-0%22%33%-20%-2%16%1%
Earnings YoY growth-27%-48%168%-20%13%137%-49%-27%71%3%
Equity YoY growth-0%-5%10%0%6%15%7%-0%4%6%
FCF YoY growth--29%-678%-159%24%-230%-81%-232%-400%3%-0%