Global Payments Inc

Consumer Discretionary
Business Services
www.globalpaymentsinc.com

Earnings Score
Moat Score
Safety Score

Market Cap $19.69B
PE 13
Debt $17.40B
Cash $2.74B
EV $34.35B
FCF $2.86B

Earnings

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Sales & Net Margins

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Earnings	$1.57B
EBIT	$2.49B
ROE	7%
ROA	5%
FCF	$2.86B
Equity	$22.86B
Growth Stability	17%
PE	12.54
PEG	0.57
PB	0.86
P/FCF	6.89
P/S	1.95
Price/Cash	0.14
Debt/Equity	0.76
Debt/FCF	6.09
Net Margins	16%
Gross Margins	63%
Op. Margins	25%
Earnings CAGR	23%
Sales Growth YoY	3%
Sales Growth QoQ	-3%
Sales CAGR	34%
FCF CAGR	20%
Equity CAGR	43%
Earnings Stability	0.35
Earnings Growth YoY	57%
Earnings Growth QoQ	80%
Earnings CAGR 5Y	22%

Sales CAGR 5Y	10%
FCF CAGR 5Y	5%
Equity CAGR 5Y	-5%
Earnings CAGR 3Y	6%
Sales CAGR 3Y	6%
FCF CAGR 3Y	5%
Equity CAGR 3Y	-2%
Market Cap	$19.69B
Revenue	$10.11B
Dividend Yield	1%
Payout Ratio	16%
Assets	$46.89B
Total Debt	$17.40B
Cash	$2.74B
Shares Outstanding	248.71M
EV	34.35B
Earnings Score	29%
Moat Score	79%
Safety Score	53%
Final Score	54%
Working Capital	-216.04M
Current Ratio	0.97
Gross Profit	$6.35B
Shares Growth 3y	-4%
Equity Growth QoQ	-3%
Equity Growth YoY	-2%

Assets & ROA

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Stockholders Equity & ROE

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Global Payment Technologies Inc designs, manufactures, sells and supports payment components internationally. GPT carries a full range of payment components and specialises in innovative note validation and payment components for the international Gaming, Vending, Parking and Kiosk industries. Its products can be product can be found in all Australian Casinos, Clubs, and Hotels.

SEC Filings

Direct access to Global Payments Inc (GPN) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

2024
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2023
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2022
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31

Sector Comparison

How does Global Payments Inc compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of Global Payments Inc compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR 23%

Stability 35%

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Global Payments Inc Discounted Cash Flow

Fully customizable DCF calculator online for Global Payments Inc.

Years

Calculation mode

= $115B

	0	1	2	3	4	5	6	7	8	9	10	TV
fcf	$2.9B	$3.4B	$4.1B	$4.9B	$5.9B	$7.1B	$8.5B	$10B	$12B	$15B	$18B	$176B
DCF		$3.1B	$3.4B	$3.7B	$4B	$4.4B	$4.8B	$5.2B	$5.7B	$6.2B	$6.8B	$68B
Value	$115B

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years	05/2015	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	12/2024	TTM
Net Margins	10%	12%	13%	9%	8%	11%	1%	10%	16%	16%
ROA	-	4%	6%	2%	2%	3%	1%	4%	5%	5%
ROE	-	12%	11%	2%	2%	4%	0%	4%	7%	7%

Good Net Margins (15.54%)

Net Margins are high enough to offer a good protection on the profits in case of higher costs or higher interests. Furthermore higher margins reduce earnings’ volatility.

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years	05/2015	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	12/2024	TTM
Debt over FCF	-	14.4	5.88	8.46	5.39	5.06	9.01	10.68	6.09	6.09
Debt over Equity	2.09	1.2	1.25	0.33	0.37	0.45	0.65	0.73	0.76	0.76
Growth Stability	-	-	-	100%	100%	100%	17%	100%	100%	17%

Bad Debt/FCF ratio (6.09)

Net Margins are too low to guarantee profitability in case of higher costs or higher interest rates. Furthermore lower margins cause higher earnings’ volatility.

Good Debt/Equity ratio (0.76)

The company is not overleveraged and has a good balance between equity and debt.

Bad Graham’s Stability (17%)

The company has a bad stability in its earnings, which is a sign of a bad competitive advantage.

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years	05/2015	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	12/2024	CAGR 5Y
Revenue YoY growth	-	43%	-15%	46%	51%	15%	5%	8%	5%	10%
Earnings YoY growth	-	68%	-3%	-5%	36%	65%	-88%	785%	59%	22%
Equity YoY growth	-	359%	6%	570%	-2%	-6%	-13%	3%	-2%	-5%
FCF YoY growth	-	-1%	170%	21%	73%	22%	-29%	-2%	80%	5%