Federal National Mortgage Association Fannie Mae

Earnings Score
Moat Score

Market Cap $3.16B
PE -226
Debt $4.21T
Cash $76.77B
EV $4.13T
FCF $NaN

Earnings

loading chart...

Sales & Net Margins

loading chart...

Earnings	-$14.00M
EBIT	$21.05B
ROE	-0%
ROA	0%
Equity	$90.53B
Growth Stability	3%
PE	-225.83
PEG	7.8
PB	0.03
P/S	0.11
Price/Cash	24.28
Debt/Equity	46.46
Net Margins	0%
Op. Margins	71%
Earnings CAGR	-11%
Sales Growth YoY	1%
Sales Growth QoQ	0%
Sales CAGR	5%
Equity CAGR	49%
Earnings Stability	0.11
Earnings Growth YoY	-117%

Earnings Growth QoQ	-143%
Earnings CAGR 5Y	-29%
Sales CAGR 5Y	5%
Equity CAGR 5Y	49%
Earnings CAGR 3Y	-1%
Sales CAGR 3Y	-1%
Equity CAGR 3Y	26%
Market Cap	$3.16B
Revenue	$29.57B
Assets	$4.33T
Total Debt	$4.21T
Cash	$76.77B
Shares Outstanding	1.16B
EV	4.13T
Earnings Score	5%
Moat Score	22%
Shares Growth 3y	0%
Equity Growth QoQ	5%
Equity Growth YoY	23%

Assets & ROA

loading chart...

Stockholders Equity & ROE

loading chart...

Federal National Mortgage Association Fannie Mae is a nonbank financial services company. Its objective is to tear down barriers, lower costs, and increase the opportunities for homeownership and affordable rental housing for all Americans. The company operates in the secondary mortgage market by purchasing mortgage loans and mortgage-related securities, from mortgage market institutions, such as commercial banks, savings and loan associations, mortgage banking companies, securities dealers, and other investors. It has two business segments namely Single-Family and Multifamily. Most of the revenue is derived from the Single-Family segment.

SEC Filings

Direct access to Federal National Mortgage Association Fannie Mae (FNMA) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

2024
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2023
- 10-K Dec 31
- 10-Q Sep 30

Sector Comparison

How does Federal National Mortgage Association Fannie Mae compare to its competitors?

Not enough data to generate a comparison chart between Federal National Mortgage Association Fannie Mae and its competitors. Please check back later.

Peter Lynch's Chart

This chart shows the current pricing of Federal National Mortgage Association Fannie Mae compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR -11%

Stability 11%

loading chart...

Federal National Mortgage Association Fannie Mae Discounted Cash Flow

Fully customizable DCF calculator online for Federal National Mortgage Association Fannie Mae.

Years

Calculation mode

	0	1	2	3	4	5	6	7	8	9	10	TV
fcf	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
DCF		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Value	$0

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years	12/2014	12/2015	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	TTM
Net Margins	-4%	-1%	0%	-28%	15%	1%	0%	0%	0%	0%	0%
ROA	-	3%	3%	3%	3%	3%	2%	1%	0%	1%	0%
ROE	-	-6%	1%	176%	54%	1%	0%	0%	0%	0%	-0%

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years	12/2014	12/2015	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	TTM
Debt over FCF	-	-	-	-	-	-	-	-	-	-	-
Debt over Equity	866.17	787.8	537.36	-903.43	543.58	235.54	155.33	87.75	69.87	54.14	46.46
Growth Stability	-	-	-	-	-	-	-	7%	3%	9%	3%

Neutral Debt/FCF ratio (-)

Net Margins are at a level that is not too high nor too low. They are not a competitive advantage but they are not a competitive disadvantage either.

Bad Debt/Equity ratio (46.46)

The company is overleveraged and has a bad balance between equity and debt.

Bad Graham’s Stability (3%)

The company has a bad stability in its earnings, which is a sign of a bad competitive advantage.

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years	12/2014	12/2015	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	CAGR 5Y
Revenue YoY growth	-	-12%	-2%	3%	-4%	1%	14%	18%	-1%	-2%	5%
Earnings YoY growth	-	-77%	-129%	-9K%	-152%	-94%	-92%	420%	-96%	0%	-29%
Equity YoY growth	-	9%	50%	-161%	-269%	134%	73%	87%	27%	29%	49%
FCF YoY growth	-	-	-	-	-	-	-	-	-	-	-