Cna Financial Corp

  • Earnings Score
  • Moat Score
  • Safety Score
  • Market Cap $12.99B
  • PE 15
  • Debt $2.97B
  • Cash $483.00M
  • EV $15.48B
  • FCF $2.61B

Earnings

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Sales & Net Margins

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Earnings$895.00M
EBIT$1.13B
ROE9%
ROA2%
FCF$2.61B
Equity$10.28B
Growth Stability76%
PE14.52
PEG1.57
PB1.26
P/FCF4.97
P/S0.9
Price/Cash0.04
Debt/Equity0.29
Debt/FCF1.14
Net Margins8%
Op. Margins8%
Earnings CAGR5%
Sales Growth YoY5%
Sales Growth QoQ-2%
Sales CAGR5%
FCF CAGR12%
Equity CAGR-3%
Earnings Stability0.2
Earnings Growth YoY-19%
Earnings Growth QoQ1K%
Earnings CAGR 5Y9%
Sales CAGR 5Y7%
FCF CAGR 5Y11%
Equity CAGR 5Y-6%
Earnings CAGR 3Y9%
Sales CAGR 3Y9%
FCF CAGR 3Y0%
Equity CAGR 3Y8%
Market Cap$12.99B
Revenue$14.45B
Dividend Yield8%
Payout Ratio115%
Assets$67.33B
Total Debt$2.97B
Cash$483.00M
Shares Outstanding270.62M
EV15.48B
Earnings Score9%
Moat Score64%
Safety Score93%
Final Score56%
Shares Growth 3y-0%
Equity Growth QoQ-2%
Equity Growth YoY6%

Assets & ROA

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Stockholders Equity & ROE

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CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business and two segments for its non-core businesses, which are Life & Group and Corporate & Other. CNAF, through its segments, provides professional, financial, specialty property and casualty products to small businesses and medium scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.

SEC Filings

Direct access to Cna Financial Corp (CNA) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

  • 2025
    • 10-Q Mar 31
  • 2024
    • 10-K Dec 31
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31
  • 2023
    • 10-K Dec 31
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31

Sector Comparison

How does Cna Financial Corp compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of Cna Financial Corp compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR 5%
Stability 20%
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Cna Financial Corp Discounted Cash Flow

Fully customizable DCF calculator online for Cna Financial Corp.

= $59B
012345678910TV
fcf$2.6B$2.9B$3.3B$3.6B$4.1B$4.5B$5.1B$5.7B$6.3B$7.1B$7.9B$79B
DCF$2.7B$2.7B$2.7B$2.8B$2.8B$2.9B$2.9B$3B$3B$3B$30B
Value$59B

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years12/201512/201612/201712/201812/201912/202012/202112/202212/202312/2024TTM
Net Margins5%9%9%8%9%6%10%8%9%7%8%
ROA-2%2%2%2%1%2%2%2%2%2%
ROE-7%7%7%8%5%9%10%12%9%9%

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years12/201512/201612/201712/201812/201912/202012/202112/202212/202312/2024TTM
Debt over FCF-2.132.612.382.41.581.411.231.631.21.14
Debt over Equity0.250.230.250.240.220.220.220.340.360.280.29
Growth Stability---100%100%76%100%93%100%87%76%

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years12/201512/201612/201712/201812/201912/202012/202112/202212/202312/2024CAGR 5Y
Revenue YoY growth-3%2%6%6%0%10%-0%12%7%7%
Earnings YoY growth-79%5%-10%23%-31%74%-26%35%-20%9%
Equity YoY growth-2%2%-8%9%4%1%-31%12%6%-6%
FCF YoY growth-1%-9%-2%-1%57%13%24%-10%13%11%