Ccc Intelligent Solutions Holdings Inc.

Technology
Computer Software: Prepackaged Software
www.cccis.com

Earnings Score
Moat Score
Safety Score

Market Cap $7.56B
PE 163
Debt $770.64M
Cash $286.30M
EV $8.04B
FCF $200.22M

Earnings

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Sales & Net Margins

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Earnings	$46.51M
EBIT	$78.36M
ROE	2%
ROA	3%
FCF	$200.22M
Equity	$1.94B
Growth Stability	1
PE	162.52
PEG	-48.25
PB	3.9
P/FCF	37.75
P/S	8.15
Price/Cash	0.04
Debt/Equity	0.4
Debt/FCF	3.85
Net Margins	3%
Gross Margins	76%
Op. Margins	8%
Earnings CAGR	-3%
Sales Growth YoY	8%
Sales Growth QoQ	3%
Sales CAGR	6%
FCF CAGR	12%
Equity CAGR	64%
Earnings Stability	-0.74
Earnings Growth YoY	-113%
Earnings Growth QoQ	-86%

Earnings CAGR 5Y	-3%
Sales CAGR 5Y	7%
FCF CAGR 5Y	15%
Equity CAGR 5Y	88%
Earnings CAGR 3Y	16%
Sales CAGR 3Y	16%
FCF CAGR 3Y	34%
Equity CAGR 3Y	-1%
Market Cap	$7.56B
Revenue	$926.94M
Assets	$3.11B
Total Debt	$770.64M
Cash	$286.30M
Shares Outstanding	608.07M
EV	8.04B
Earnings Score	6%
Moat Score	39%
Safety Score	89%
Final Score	45%
Working Capital	320.94M
Current Ratio	3.19
Gross Profit	$701.24M
Shares Growth 3y	2%
Equity Growth QoQ	2%
Equity Growth YoY	-5%

Assets & ROA

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Stockholders Equity & ROE

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CCC Intelligent Solutions Holdings Inc is a provider of cloud, mobile, AI, telematics, hyperscale technologies and applications for the property and casualty insurance economy. The company's SaaS platform connects trading partners, facilitates commerce, and supports mission-critical, and AI-enabled digital workflows. The company generate revenue through the sale of software subscriptions and other revenue, primarily from professional services.

SEC Filings

Direct access to Ccc Intelligent Solutions Holdings Inc. (CCCS) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

2024
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2023
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2022
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31

Sector Comparison

How does Ccc Intelligent Solutions Holdings Inc. compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of Ccc Intelligent Solutions Holdings Inc. compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR -3%

Stability -74%

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Ccc Intelligent Solutions Holdings Inc. Discounted Cash Flow

Fully customizable DCF calculator online for Ccc Intelligent Solutions Holdings Inc..

Years

Calculation mode

= $4.6B

	0	1	2	3	4	5	6	7	8	9	10	TV
fcf	$200M	$224M	$251M	$281M	$315M	$353M	$396M	$443M	$497M	$556M	$623M	$6.2B
DCF		$204M	$208M	$211M	$215M	$219M	$223M	$227M	$232M	$236M	$240M	$2.4B
Value	$4.6B

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years	12/2019	08/2021	12/2021	12/2022	12/2023	TTM
Net Margins	-34%	-	-36%	5%	-11%	3%
ROA	-	-	-4%	2%	-1%	3%
ROE	-	-	-13%	2%	-5%	2%

Bad Net Margins (3.05%)

Net Margins are too low to guarantee profitability in case of higher costs or higher interest rates. Furthermore lower margins cause higher earnings’ volatility.

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years	12/2019	08/2021	12/2021	12/2022	12/2023	TTM
Debt over FCF	-	-	9.08	5.26	4.06	3.85
Debt over Equity	-	-	0.43	0.39	0.44	0.4
Growth Stability	-	-	-	-	-	1

Neutral Debt/FCF ratio (3.85)

Net Margins are at a level that is not too high nor too low. They are not a competitive advantage but they are not a competitive disadvantage either.

Good Debt/Equity ratio (0.4)

The company is not overleveraged and has a good balance between equity and debt.

Good Graham’s Stability (1)

The company has a good stability in its earnings, which is a sign of a good competitive advantage.

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years	12/2019	08/2021	12/2021	12/2022	12/2023	CAGR 5Y
Revenue YoY growth	-	-	-	14%	11%	7%
Earnings YoY growth	-	-	-	-115%	-341%	-3%
Equity YoY growth	-	-	-	9%	-13%	88%
FCF YoY growth	-	-	-	71%	28%	15%