Bill Holdings, Inc.

  • Moat Score
  • Market Cap $9.79B
  • PE 1241
  • Debt $914.82M
  • Cash $853.47M
  • EV $9.86B
  • FCF $NaN

Earnings

loading chart...

Sales & Net Margins

loading chart...
Earnings$7.90M
EBIT$11.20M
ROE0%
ROA0%
Equity$4.01B
Growth Stability1
PE1.24K
PB2.44
P/S7.29
Price/Cash0.09
Debt/Equity0.23
Net Margins2%
Gross Margins82%
Op. Margins1%
Sales Growth YoY18%
Sales Growth QoQ4%
Sales CAGR74%
FCF CAGR10%
Equity CAGR62%
Earnings Growth YoY-132%
Earnings Growth QoQ17%
Sales CAGR 5Y76%
FCF CAGR 5Y40%
Equity CAGR 5Y65%
Earnings CAGR 3Y50%
Sales CAGR 3Y50%
FCF CAGR 3Y449%
Equity CAGR 3Y-0%
Market Cap$9.79B
Revenue$1.34B
Assets$9.05B
Total Debt$914.82M
Cash$853.47M
Shares Outstanding105.67M
EV9.86B
Moat Score30%
Working Capital2.15B
Current Ratio1.53
Gross Profit$1.10B
Shares Growth 3y2%
Equity Growth QoQ-3%
Equity Growth YoY-3%

Assets & ROA

loading chart...

Stockholders Equity & ROE

loading chart...
Bill.com Holdings Inc is a provider of cloud-based software which automates complex back-office financial operations for SMBs. Its artificial-intelligence enabled financial software platform used mostly to build connections between customers, suppliers, and clients. The company's platform generates and process invoices, streamline approvals, send and receive payments, sync with their accounting system, and manage their cash. The firm generates revenue through subscription and transaction fees.

SEC Filings

Direct access to Bill Holdings, Inc. (BILL) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

  • 2024
    • 10-Q Sep 30
    • 10-K Jun 30
    • 10-Q Mar 31
  • 2023
    • 10-Q Dec 31
    • 10-Q Sep 30
    • 10-K Jun 30
    • 10-Q Mar 31
  • 2022
    • 10-Q Dec 31
    • 10-Q Sep 30
    • 10-K Jun 30
    • 10-Q Mar 31

Sector Comparison

How does Bill Holdings, Inc. compare to its competitors?

Loading chart...

Peter Lynch's Chart

This chart shows the current pricing of Bill Holdings, Inc. compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

loading chart...

Bill Holdings, Inc. Discounted Cash Flow

Fully customizable DCF calculator online for Bill Holdings, Inc..

0
012345678910TV
fcf$0$0$0$0$0$0$0$0$0$0$0$0
DCF$0$0$0$0$0$0$0$0$0$0$0
Value$0

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years06/201806/201906/202006/202106/202206/202306/2024TTM
Net Margins-11%-7%-20%-41%-51%-21%-2%2%
ROA--0%-1%-2%-3%-2%-0%0%
ROE-7%-4%-4%-8%-5%-1%0%

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years06/201806/201906/202006/202106/202206/202306/2024TTM
Debt over FCF----85.97-76.6910.213.29-
Debt over Equity---0.490.450.450.220.23
Growth Stability-------1

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years06/201806/201906/202006/202106/202206/202306/2024CAGR 5Y
Revenue YoY growth-67%45%51%169%65%22%76%
Earnings YoY growth-2%325%218%231%-31%-87%-
Equity YoY growth-1%-792%256%60%1%1%65%
FCF YoY growth--31%137%-10%64%-868%54%40%