Ambac Financial Group Inc

Finance
Property-Casualty Insurers
www.ambac.com

Earnings Score
Moat Score

Market Cap $582.26M
PE -22
Debt $666.00M
Cash $117.00M
EV $1.13B
FCF $NaN

Earnings

loading chart...

Sales & Net Margins

loading chart...

Earnings	-$26.00M
EBIT	-$12.00M
ROE	-2%
ROA	-0%
Equity	$1.67B
Growth Stability	21%
PE	-22.39
PEG	4.44
PB	0.35
P/S	1.47
Price/Cash	0.2
Debt/Equity	0.4
Net Margins	-3%
Op. Margins	-3%
Earnings CAGR	-2%
Sales Growth YoY	54%
Sales Growth QoQ	10%
Sales CAGR	-3%
Equity CAGR	-5%
Earnings Stability	-0.28
Earnings Growth YoY	-145%

Earnings Growth QoQ	3K%
Earnings CAGR 5Y	-5%
Sales CAGR 5Y	7%
Equity CAGR 5Y	6%
Earnings CAGR 3Y	6%
Sales CAGR 3Y	6%
Equity CAGR 3Y	20%
Market Cap	$582.26M
Revenue	$396.00M
Assets	$9.26B
Total Debt	$666.00M
Cash	$117.00M
Shares Outstanding	46.58M
EV	1.13B
Earnings Score	6%
Moat Score	13%
Shares Growth 3y	-0%
Equity Growth QoQ	18%
Equity Growth YoY	27%

Assets & ROA

loading chart...

Stockholders Equity & ROE

loading chart...

Ambac Financial Group Inc is engaged in providing financial guarantee policies to clients in both private and public sectors. The revenues earned from financial guarantees include premiums, and amendment and consent fees. The company has only one operating segment.

SEC Filings

Direct access to Ambac Financial Group Inc (AMBC) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

2024
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2023
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31
2022
- 10-K Dec 31
- 10-Q Sep 30
- 10-Q Jun 30
- 10-Q Mar 31

Sector Comparison

How does Ambac Financial Group Inc compare to its competitors?

Loading chart...

Peter Lynch's Chart

This chart shows the current pricing of Ambac Financial Group Inc compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR -2%

Stability -28%

loading chart...

Ambac Financial Group Inc Discounted Cash Flow

Fully customizable DCF calculator online for Ambac Financial Group Inc.

Years

Calculation mode

	0	1	2	3	4	5	6	7	8	9	10	TV
fcf	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
DCF		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Value	$0

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	TTM
Net Margins	15%	-53%	36%	-44%	-280%	-10%	103%	1%	-3%
ROA	-	-1%	4%	1%	-2%	2%	9%	0%	-0%
ROE	-	-20%	11%	-14%	-38%	-3%	40%	0%	-2%

Bad Net Margins (-3.43%)

Net Margins are too low to guarantee profitability in case of higher costs or higher interest rates. Furthermore lower margins cause higher earnings’ volatility.

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	TTM
Debt over FCF	-	-	-	-	-	-	-	-	-
Debt over Equity	-	0.6	1.79	1.84	2.4	2.03	0.49	0.36	0.4
Growth Stability	-	-	-	-	-	-	-	21%	21%

Neutral Debt/FCF ratio (-)

Net Margins are at a level that is not too high nor too low. They are not a competitive advantage but they are not a competitive disadvantage either.

Good Debt/Equity ratio (0.4)

The company is not overleveraged and has a good balance between equity and debt.

Bad Graham’s Stability (21%)

The company has a bad stability in its earnings, which is a sign of a bad competitive advantage.

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years	12/2016	12/2017	12/2018	12/2019	12/2020	12/2021	12/2022	12/2023	CAGR 5Y
Revenue YoY growth	-	23%	-18%	-3%	-69%	81%	79%	-47%	7%
Earnings YoY growth	-	-542%	-156%	-216%	102%	-94%	-2K%	-99%	-5%
Equity YoY growth	-	-17%	-1%	-6%	-26%	-4%	19%	8%	6%
FCF YoY growth	-	-	-	-	-	-	-	-	-