Arthur J. Gallagher & Co.

  • Earnings Score
  • Moat Score
  • Market Cap $63.26B
  • PE 54
  • Debt $8.25B
  • Cash $2.02B
  • EV $69.49B
  • FCF -

Earnings

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Sales & Net Margins

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Earnings$1.17B
EBIT$1.46B
ROE10%
ROA3%
Equity$12.21B
Growth Stability100%
PE54.13
PEG4.52
PB5.18
P/S5.61
Price/Cash0.03
Debt/Equity0.68
Net Margins14%
Op. Margins13%
Earnings CAGR15%
Sales Growth YoY13%
Sales Growth QoQ1%
Sales CAGR8%
FCF CAGR0%
Equity CAGR16%
Earnings Stability0.93
Earnings Growth YoY11%
Earnings Growth QoQ10%
Earnings CAGR 5Y12%
Sales CAGR 5Y11%
Equity CAGR 5Y20%
Earnings CAGR 3Y13%
Sales CAGR 3Y13%
Equity CAGR 3Y14%
Market Cap$63.26B
Revenue$11.27B
Dividend Yield1%
Payout Ratio44%
Assets$57.24B
Total Debt$8.25B
Cash$2.02B
Shares Outstanding218.5M
EV69.49B
Earnings Score95%
Moat Score69%
Working Capital2.08B
Current Ratio1.06
Shares Growth 3y2%
Equity Growth QoQ5%
Equity Growth YoY16%

Assets & ROA

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Stockholders Equity & ROE

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Arthur J. Gallagher & Co provides insurance brokerage and consulting services to middle-market entities around the world. The majority of the company's revenue comes from its brokerage segment, where it negotiates and places its customers with insurance companies that provide, among other types, property/casualty and health insurance. The company's primary source of revenue in the brokerage segment is commissioning from the insurance companies. The company also generates significant revenue in its corporate segment, which includes clean energy investment and other investment income. The company generates most of its revenue in the United States, with the remaining revenue coming primarily from Australia, Bermuda, Canada, the Caribbean, New Zealand, and the United Kingdom.

SEC Filings

Direct access to Arthur J. Gallagher & Co. (AJG) Annual Reports (10K) and Quarterly Reports (10Q) from the SEC website.

  • 2024
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31
  • 2023
    • 10-K Dec 31
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31
  • 2022
    • 10-K Dec 31
    • 10-Q Sep 30
    • 10-Q Jun 30
    • 10-Q Mar 31

Sector Comparison

How does Arthur J. Gallagher & Co. compare to its competitors?

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Peter Lynch's Chart

This chart shows the current pricing of Arthur J. Gallagher & Co. compared to its past. The addition of the earnings trend line provides further insights into the company's earnings power.

CAGR 15%
Stability 93%
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Arthur J. Gallagher & Co. Discounted Cash Flow

Fully customizable DCF calculator online for Arthur J. Gallagher & Co..

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fcf$0$0$0$0$0$0$0$0$0$0$0$0
DCF$0$0$0$0$0$0$0$0$0$0$0
Value$0

Competitiveness and MOAT

High margins render the company resilient under dire circumstances, hence able to drive competitors out or acquire them. ROE and ROA measure the average flow generated by each invested dollar. Their marginal value is a forecast of future growth, and it is considered by Buffett and Munger the most important single indicator.

Years12/201512/201612/201712/201812/201912/202012/202112/202212/2023TTM
Net Margins7%7%8%9%9%12%11%13%10%14%
ROA-4%4%4%4%5%3%3%2%3%
ROE-11%11%14%13%13%11%12%9%10%

Safety and Stability

Being debt the number one cause of investment losses and company death, the ratio Debt/FCF is of utmost importance to guarantee safety. On the other hand the Graham’s stability measures the drawdown of earnings, hence indicating the reliability of the flow generated by the company.

Years12/201512/201612/201712/201812/201912/202012/202112/202212/2023TTM
Debt over FCF-6.31--------
Debt over Equity0.630.740.720.760.880.730.730.670.740.68
Growth Stability---100%100%100%100%100%100%100%

Growth

Growth can be dangerous when forecasting, simply projecting the current growth is in general wrong. A company passes through multiple phases, from being young and unprofitable, to the first periods of profitability and high growth, until it arrives at a period of regime with limited growth. Identifying in which phase the company is in may help forecasting.

Years12/201512/201612/201712/201812/201912/202012/202112/202212/2023CAGR 5Y
Revenue YoY growth-4%10%13%4%-3%17%4%18%11%
Earnings YoY growth-16%12%37%6%22%11%23%-13%12%
Equity YoY growth--1%14%10%14%20%37%7%18%20%
FCF YoY growth--22%--------